The Seven "deadly Sins" Of Mortgage Borrower 1. Careless When buying an apartment make sure its legal purity. If after two or three years, a happy "living loan" from the apartment to light "rightful owners" - it will not bring you joy. With banks in this If you pay off for an insurer, but the search for an apartment have to start from scratch, but the money invested will not return. 2. FALSE Do not lukavte interviews at the credit committee - you still will be on clean water. Members the credit committee are experienced and fully aware - that how much in real life. Do not forget that the restrictions on the share of income allocated to repayment of the loan established banks, often justified. Payments overstated by the amount of credit you can inflict a severe blow to family budgets. 3. Complacency is your confidence that the "warm" relationship with his superiors and family happiness will last forever, can not be justified. If your spouse acts as a co-borrower, prior to making a mortgage loan Apply for a marriage contract, negotiate on shore "- the section of property which is subject to mortgage, rather troublesome procedure. Worth think about how quickly you can find a new job with an acceptable to repay the loan income. Nor should we hope that you will quickly find an apartment that you are completely satisfied with. Options offered on the mortgage, usually worse than an apartment for real money. Good apartments realtors prefer to sell directly, without engaging in mortgage trouble.
Entrepeneur Our entrepreneur worked a lot and already earned a good living, but was determined to acquire a permanent place. Its turnover was negligible compared with the leader, so insignificant that it was not yet aware of the existence of its new competitor. 7 - The first attack Our business entrepreneur hired its first employee. Lowered the price of 30% on product price competition and guaranteed the delivery of the report on the third day, with penalties for each day of delay in delivery. Loyalty almost immediately to 80 agencies through the process of joint review of business records, helping managers to establish their priorities, free of charge. Reviewed the records and decide together which were capable of writing the report and which not. In summary, focused on providing better service at a better price, a very specific niche market. Their strategy worked to perfection, the sixth month, an administrative contract and a more commercial support and continued with the same strategy, increasing the number of contacts to the entire network of such institutions, the 1500 offices. At the end of the seventh month 60% of the reports of that entity were channeled by our entrepreneurs. 8 - The first tie counterattack and market leader that had seen its turnover of about 15%, reacted to the eighth month. Same price - seeing and reduced its profit margin - the third day delivery guaranteed - for which he had to increase staff which increased its expenditure structure - and focused the business of the house in April of that single client.